Shake hands today

There are different definitions that people refer to for flipping. Some talk about it as actually paying for a property, then quickly rehabbing it to resell it. This is an option you can apply but there are also more financial risks that can be a concern, particularly in flat or lingering markets.

While we refer to flipping, we are talking about securing homes inexpensively and then assigning (or flipping) them to another buyer for a speedy profit. When we refer to real estate investing by wholesaling, we are basically discussing finding houses inexpensively and assigning them cost effectively to another person or rehabber; thus the term wholesaling. For additional details on terminology, when you assign a property to another rehabber, this just means you are providing the right to them to take ownership of the house directly from the seller.

After you get a property under contract, you will have control. Then you can flip it to another person at a higher price or for a flat fee so they can take ownership of it. They take your place in the option, then take ownership of the property, are responsible for renovating it and either keep it or sell it to an end buyer for retail price. This type of Real Estate Investment is a great no risk strategy to create quick cash using little or no cash or other lending techniques.

Since you have neither of these limitations you can also do as a many as you want making creative real estate investing a good cash flow system especially once you have a steady program working for your business!

You know how it is, often I suitably forget about my pimples during the course of my day. It just keeps me balanced, helps me get on with life. It’s definitely a case of the ends justifying the means.

Then all of a sudden something will happen which brings me tumbling back to reality. Something as simple as a throwaway comment from someone, usually with no motive at all apart from the fact that I have acne. I won’t repeat the words here but let’s just say they’re nasty. I’m only human and y’know sometimes my guard is down and I let these remarks get inside my head.

I’ll retreat into my shell for a couple of days. Bury my head in the sand. Begin blaming myself for being so spotty. “Snap out of it” my friends will say. They don’t have to worry, they have good skin. They don’t realise how crushing it is for me to absorb those abnoxious comments and jibes.

That’s just one of the aspects of this embarrassing affliction which drove me round the bend so much that I had to find something to help. I was literally close to going mental! So … I just got hold of this thing on how to get rid of spots quickly and y’know what? …. I think it’s WORKING!

A notary is an official appointed position by the Secretary of State’s department in a given state. Like many public officials, the State requires that the individual get a surety or notary bond before receiving the commission. This bond “makes sure” that if the official violates the public trust through neglect of their duties, finances are set aside to indemnify the State for its loss.

The principal duty of notaries public is to validate that the individual parties to an agreement are who they claim to be. The State may suffer a loss if the notary public forgets to properly ensure the identity of the parties.

As a public official, the notary violates the public trust by failing in their responsibility to confirm identity. If a Wisconsin notary public doesn’t confirm identity and a loss occurs, an injured party can file a claim against that State for the loss, because the State was negligent through its appointed representative.

A notary bond is a guarantee of payment to the obligee (the State) if losses occur for a penalty amount of the bond. Surety bonds are usually provided by a surety company (typically an insurance carrier). The bond generally runs concurrently with the period of the notary’s commission.

You may be familiar with a homeowners insurance policy. When a person has an Indiana home insurance claim, the insurance carrier pays the claim and writes off the loss. You aren’t required to reimburse the carrier for the claim. Unlike a home insurance policy however, a notary bond is simply a guarantee that the funds will be available if losses occur. The surety (insurance company) makes a payment to the State up to the penalty amount of the bond. However, this loss paid by the surety is not simply written off. The surety will most likely seek reimbursement from the bonded person, the notary themself.

A notary bond protects the public. Who protects the notary? Insurance coverage is available to provide this protection - it’s called Notary Public Errors and Omissions and can also be purchased for a nominal fee from insurance carriers.

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